Legal notice
Last updated 13 Oct 2026
Who runs this site
- Name
- Tomas Albuquerque
- Country
- Cyprus
- Address
- 51 Prodromou, 2063 Nicosia
- tom@tomalbum.com
- Hosting
- Vercel Inc., 440 N Barranca Ave #4133, Covina, CA 91723, USA
tomalbum.com is a personal website, run by one person. It isn't a company, a broker or a financial adviser, and it isn't regulated by any financial authority.
Not financial advice
Everything on this site is a record of what I do with my own money: what I buy, when, and what it is worth. None of it is investment, tax or legal advice, a recommendation to buy or sell anything, or an offer of any financial product. I'm not a specialist, and I'm not qualified to tell you what to do with your money.
Investing can lose money. The value of an ETF can go down as well as up, and Bitcoin is highly volatile: it can lose a large part of its value quickly. Past results, including the ones on this site, say nothing reliable about future ones. Projections on this site rest on stated assumptions and are not promises. Decide for yourself, and if you need advice, ask a licensed adviser.
Referral and affiliate links
Some links to XTB and Kraken are referral or affiliate links. If you open an account through one, I may receive a payment from the platform. It costs you nothing, and it doesn't change what I buy, where I buy it, or what I show. These links are marked on the page where they appear and are tagged rel="sponsored".
I'm not employed by, and don't speak for, XTB or Kraken. Their products, fees and terms are set by them and can change; check their own websites before you sign up. Availability depends on where you live.
XTB risk warning. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Crypto-assets like Bitcoin are not covered by investor compensation or deposit guarantee schemes.
Accuracy
I update the numbers by hand and from public price sources, and I try to keep them right. They can still be late or wrong, and I can't accept liability for decisions made on them. If you spot a mistake, email me.
Your data
What this site collects, and what it doesn't, is on the privacy page.